Kotak Mahindra Bank

Account Opening Charge


Minimum Balance


Interest Rate


811 is a new age bank account offered by Kotak Mahindra Bank. You can open an 811 account by registering using your Aadhaar number, PAN, and other basic details.

Minimum Balance: As it is a zero balance saving account, there are no charges or fine on non-maintenance of minimum balance.

Virtual Debit Card: Get a Virtual Debit Card instantly for online shopping

Transfer Money: Transfer money online for free and with ease from your 811 digital savings account.

Open a digital account online without any restrictions: Complete your verification through Video KYC and open digital savings account without any restrictions.

811 #DreamDifferent Credit Card: Apply for Zero Balance Account and you can apply for 811 #DreamDifferent Credit Card without paperwork or joining & annual Fee. Get 2X reward points on online spending.

Just keep your PAN card & Aadhaar number handy and complete a few steps to open the instant savings account from the comfort of your home or office.

Debit card type and fees: Classic (₹299 annually)

Chequebook: ₹75 for 25 leaves

Branch Transactions: 1 FREE (up to ₹10,000 monthly) for both cash deposit & withdrawal* separately

Home Banking: Not available

ATM withdrawals: 5 FREE monthly (Kotak Bank ATM and other domestic Bank ATMs^ each) 3 transactions @ nil charges in Top 6# Cities

Rememeber : Kotak 811 Account is zerobalance ,Kotak 811 Edge is Not.