π’ Zero Balance Account (Basic)
Best for: Beginners & simple banking users
Β
- π° Monthly Deposit: βΉ0
- π¦ Zero Balance: Available
- π Cashback: Not available
- π³ Annual Fee: βΉ0
- π Fund Transfer (NEFT/RTGS/IMPS): Free
- πΈ Opening Funding: βΉ2,500
- π± Virtual Debit Card: Free
- π³ Physical Debit Card: VISA Classic β βΉ399/year
- π§ ATM Withdrawal Limit: βΉ25,000/day
- π΅ Cash Deposit Limit: βΉ10,000/month (or 1 transaction)
- π Customer Support: Not available (priority)
- π Cheque Book: βΉ5 per leaf
- π Interest Rate: Up to 5.50% p.a. (ActivMoney)
- πͺͺ Documents Required: Aadhaar & PAN
- π‘οΈ Personal Accident Cover: Up to βΉ2 Lakhs
- ποΈ Purchase Protection: Up to βΉ50,000
- βοΈ Air Accident Cover: Not available
- π Lost Card Liability: Up to βΉ2.5 Lakhs
Β
π΅ Super Account (Premium)
Best for: High-usage & premium benefits users
Β
- π° Monthly Deposit: βΉ10,000
- π¦ Zero Balance: Available
- π Cashback: Up to βΉ6,000/year
- π³ Annual Fee: βΉ499
- π Fund Transfer (NEFT/RTGS/IMPS): Free
- πΈ Opening Funding: βΉ10,000
- π± Virtual Debit Card: Free
- π³ Physical Debit Card: VISA Platinum β Free
- π§ ATM Withdrawal Limit: βΉ1,00,000/day
- π΅ Cash Deposit Limit: βΉ1 Lakh/month (2 transactions)
- π Dedicated Support: Available
- π Cheque Book: 1 free per year
- π Interest Rate: Up to 5.50% p.a. (ActivMoney)
- πͺͺ Documents Required: Aadhaar & PAN
- π‘οΈ Personal Accident Cover: Up to βΉ15 Lakhs
- ποΈ Purchase Protection: Up to βΉ1 Lakh
- βοΈ Air Accident Cover: Up to βΉ50 Lakhs
- π Lost Card Liability: Up to βΉ3.5 LakhsΒ