Account Opening Charge


Minimum Balance


Interest Rate

Upto 6%

Just moments away because you can open a savings account online in minutes with amazing benefits. Some of the many features and benefits include higher POS limits, free and unlimited ATM transactions, and other benefits. Open a savings account online with IDFC FIRST Bank today and start earning more on your savings.

25000 Average Monthly Balance Variant

  • VISA Signature Debit Card with ₹25K average monthly balance
  • Complimentary domestic airport lounge access, twice every quarter
  • Higher daily purchase limit of ₹6 lakh and a higher daily ATM withdrawal limit of ₹2 lakh
  • Free and unlimited ATM transactions: at any bank, anywhere in India

₹10K average monthly balance Variant

  • Daily cash withdrawal of ₹1 lakh and a higher purchase limit of ₹1.5 lakh
  • Personal accident insurance coverage up to ₹2 lakh
  • 5 Free financial ATM Transactions at IDFC FIRST and 5 Free financial Transactions at Non-IDFC FIRST Bank ATM locations

Who Can Apply ? 

  1. Indian citizens
  2. Residents of India
  3. Foreign nationals residing in India and meeting GOI criteria