Fi Money

Account Opening Charge

Nill

Minimum Balance

Zero

Interest Rate

2.5%-3.80%

Fi is a neobank partnered with the federal bank. It comes with a smart, zero balance savings account and features that help you get better with your money

Money insured up to ₹5 lakh 

No minimum balance 

Zero forex markup

Withdraw from any ATM 

Transparency in fees 

 Minimum balance

 

 No minimum balance fees here!
 But if you want to experience what Fi has to truly offer:
 Consider transacting/saving/depositing at least ₹20,000 every month 🤝

 Account Maintenance

 Zero

 Debit Card

 Visa Platinum

Salary/Infinite: Each user will receive a free VISA Platinum Debit Card. Zero annual card maintenance charges 

 

Plus: Each user will receive a free VISA Platinum Debit Card. Zero annual card maintenance charges apply if transactions greater than ₹25K are made on the debit card in the previous 12 months. Otherwise, ₹199 will be charged.

 

 

Standard: A new VISA Platinum Debit card will cost ₹199, and the annual maintenance charges on the card will be another ₹199.

 

 Forex Fee

 Salary/Infinite: We’ve waived off international transaction charges for all but crypto transactions 🌎

 

Plus: We’ve waived off international transaction charges for all transactions (except on crypto transactions) up to ₹50K per month.

 

Standard: A 2.5% markup will be charged on international transactions.

 

Crypto transactions will be charged a 2.5% markup for all account types.

 

 NEFT ,RTGS ,UPI ,IMPS

 Free 

 ATM Transactions

 Withdrawals from any Federal Bank ATM are free.

 At other ATMs = 5 free transactions every month. After that, it’s ₹21   per transaction.
 For any non-financial transactions at these ATMs (like a Balance   Enquiry), it’s ₹11 per transaction