Rewards Credit Card


Credit Card

Annual Fees


Joining Fees


The Standard Chartered Smart Credit Card comes at a joining fee of Rs.0 (Limited Period Offer ). With a credit card, you earn cashback every time you swipe the card.

  • Get 4 reward points per INR 150 on all retail spend*
  • Enjoy additional* 4 reward points per INR 150 on monthly retail spends* above INR 20,000
  • Domestic Lounge Access (1 per calendar quarter)
  • 1% Fuel Surcharge Waiver on all fuel spends*
  • Earn 1 reward point per INR 150 spent on Government and Insurance categories
Joining Fees & Annual No joining fees. 2nd Year onwards the annual fees of 1000+ GST are to be reversed on spends of INR 3,00,000 or more in the previous year.

 Salaried Minimum: 18 years; Maximum: 62 years.

 ​​​​​​​Self-Employed Minimum: 18 years; Maximum: 67 years