NOMO (No Missing Out) Credit Card, issued by AU Small Finance Bank, is a secured credit card that's linked to a fixed deposit (FD). It allows users to earn reward points on spending, including retail purchases and utility bills, and offers benefits like airport lounge access.
Key Features and Benefits:
Secured by Fixed Deposit: The card is backed by a fixed deposit, offering a credit limit based on the FD amount.
Reward Points: Earn 2 reward points for every ₹100 spent on retail purchases and 1 reward point for every ₹100 spent on utilities and insurance.
Travel Benefits: Offers complimentary access to airport and railway lounges, with the number of accesses varying based on spending.
Milestone Benefits: Earn additional reward points for reaching specific spending milestones.
Low Foreign Currency Markup: A low markup fee of 0.99% applies to international transactions.
Fuel Surcharge Waiver: A 1% fuel surcharge waiver is available for transactions between ₹400 and ₹5,000 at all fuel stations, capped at ₹100 per statement cycle.