Kotak Credit Cards


Credit Card

Annual Fees


Joining Fees


Kotak Mahindra Bank Offers Different Category Credit Cards. It offers a wide range of benefits. credit cards are designed with exclusive offers and discounts, the best-in-class rewards program, and attractive EMI offers. You can also conduct secured transactions with Kotak credit cards in India.

Card Categories 

  • Dining & Movies
  • Travel & Lifestyle
  • Shopping & Entertainment
  • Bonus Rewards

Age: You should be at least 18 years and above.

Income: Your earnings should match the minimum income required for each credit card.

Occupation: Credit cards are available for self-employed and salaried individuals.

Credit score: You need a good credit score to get a credit card.

To apply for a credit card online, you need the following documents:

Identity proof

Age proof

Address proof

Income proof or employment details

PAN Card

Total Number of Credit Card Category: 29

Kotak League Platinum Card

Premier Reward Points
  • Premier Reward Points: Earn up to 8 reward points on every Rs. 150 spent across all spends done on your Kotak League Credit Card.
  • Special Categories Reward Point: 8 RP/ 150 RS
  • *Special Categories are Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | Electric Sales | Durable Goods | Departmental Stores
  • Other Categories: under 2 lac spend 4 RP/150 RS & Spending Above 2 lac 8 RP/150 rs
Joining Benefit
  • Movie vouchers worth Rs. 500, vouchers are sent on registered mail id & mobile no post realization of joining fee. Please click on the reward redemption tab to know more about vouchers & redemption process.
  • Movie voucher applicable for league joining fee variant only. 
Fuel Surcharge Waiver
  • Applicable on transactions between Rs. 500 and Rs. 3000
  • The maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500
  • Customers will not earn reward points on fuel transactions
Milestone Feature
  • Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets or 10000 reward points
Railway Surcharge Waiver
  • Save railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters. The maximum railway surcharge waiver allowed in a calendar year is Rs. 500/-
  • Customers will not earn reward points on fuel transactions
Fees & Charges
  • Interest: 3.50% (Annualized 42%)
  • ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof: 300 RS
  • Late Payment Charge: 100-700 Rs
  • Over Limit Charge: 500 Rs