Fino 360

Choose from a variety of IDFC FIRST Bank Credit Cards to suit your own need. Enjoy a host of benefits on Lifetime Free Credit Cards with 10x rewards.

Key Highlights

Life Time-Free Credit Card
No Reward Point Expiry Date
Low-interest rates starting from 9% per annum
Unlimited Reward points that never expire
Use Reward points to instantly pay for online or in-store purchases

IDFC FIRST BANK OFFERS 5 VARIANTS OF CREDIT CARDS

FIRST Millennia
FIRST Classic
First Select
First Wealth
First Wow ( Fixed Deposit Based Credit Card )

First Wow	Minimum FD Amount 5000 Rs High credit limit of at least 100% of your fixed deposit value Lifetime free credit card Instantly convert your transactions above ₹2500 into easy and convenient EMIs Complimentary roadside assistance worth ₹1399 Fuel charges waiver of 1% at all the fuel stations across India, up to ₹200/month personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000 zero Forex Mark-up fee 4x Rewards on your every spending and 6.75% interest p.a.* on FD Use Reward points to instantly pay for online or in-store purchases
First Millennia	Lifetime Free 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹20,000 per month Unlimited Reward points that never expire Use Reward points to instantly pay for online or in-store purchases 1X = 1 Reward point per ₹150 spent \| 1 Reward point = ₹0.25 Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 90 days of card generation 4 complimentary Railway lounge visits per quarter 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month) Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month Personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000 Interest-free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹250 per transaction) Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
First Classic	1X = 1 Reward point per ₹150 spent \| 1 Reward point = ₹0.25 Lifetime free credit card 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹20,000 per month Unlimited Reward points that never expire Use Reward points to instantly pay for online or in-store purchases Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation 5% cashback (up to ₹1000) on the transaction value of first EMI done within 90 days of card generation 4 complimentary Railway lounge visits per quarter 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month) Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month Interest-free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹250 per transaction) Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
First Select	Lifetime free 1X = 1 Reward point per ₹125 spent \| 1 Reward point = ₹0.25 10X Reward Points on incremental spends above ₹25,000 per month and spends done on your birthday 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹25,000 per month Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 90 days of card generation 4 complimentary Railway lounge visits per quarter 4 complimentary domestic airport lounge visits per quarter Buy one, get one offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month) Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹300/month Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
First Wealth	Lifetime free 1X = 1 Reward point per ₹100 spent \| 1 Reward point = ₹0.25 10X Reward Points on incremental spends above ₹30,000 per month and spends done on your birthday 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹30,000 per month Best in class Forex mark-up of only 1.5% Access to International and Domestic Airport lounges and spas Interest-free cash withdrawal anywhere in the world Cash Advance Fee of only ₹250 per transaction Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 90 days of card generation Buy one, get one offer on movie tickets up to ₹500 on Paytm mobile app (valid twice per month) 4 complimentary Domestic & International airport lounge, spa visits per quarter 2 complimentary Golf rounds per month