IDFC First Bank

Type

Credit Card

Annual Fees

Nill

Joining Fees

Nill

Choose from a variety of IDFC FIRST Bank Credit Cards to suit your own need. Enjoy a host of benefits on Lifetime Free Credit Cards with 10x rewards.

Key Highlights 

  • Life Time Free Credit Card
  • No Reward Point Expiry Date
  • Low-interest rates starting from 9% per annum
  • Unlimited Reward points that never expire
  • Use Reward points to instantly pay for online or in-store purchases

IDFC FIRST BANK OFFERS 5 VARIANT CREDIT CARDS

  • FIRST Millennia
  • FIRST Classic
  • First Select
  • First Wealth
  • First Wow ( Fixed Deposit Based Credit Card )
First Wow
  • Minimum FD Amount 5000 Rs
  • Lifetime free credit card
  • Instantly convert your transactions above ₹2500 into easy and convenient EMIs
  • Pay using reward points at partner merchants and online purchases
  • 5% cashback (up to ₹1000) on the first EMI done within 90 days
  • Complimentary roadside assistance worth ₹1399
  • Fuel charges waiver of 1% at all the fuel stations across India, up to ₹200/month
  • personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000
  • zero Forex Mark-up fee
  • 4x Rewards on your every spending and 6% interest p.a.* on FD
  • Use Reward points to instantly pay for online or in-store purchases
First Millennia
  • Lifetime Free
  • 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
  • 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹20,000 per month
  • Unlimited Reward points that never expire
  • Use Reward points to instantly pay for online or in-store purchases
  • 1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25
  • Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
  • 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 90 days of card generation
  • 4 complimentary Railway lounge visits per quarter
  • 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)
  • Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month
  • Personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000
  • Interest-free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹250 per transaction)
  • Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
  •  
First Classic
  • 1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25
  • Lifetime free credit card
  • 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
  • 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹20,000 per month
  • Unlimited Reward points that never expire
  • Use Reward points to instantly pay for online or in-store purchases
  • Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
  • 5% cashback (up to ₹1000) on the transaction value of first EMI done within 90 days of card generation
  • 4 complimentary Railway lounge visits per quarter
  • 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)
  • Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month
  • Interest-free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹250 per transaction)
  • Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
  •  
First Select
  • Lifetime free
  • 1X = 1 Reward point per ₹125 spent | 1 Reward point = ₹0.25
  • 10X Reward Points on incremental spends above ₹25,000 per month and spends done on your birthday
  • 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹25,000 per month
  • Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
  • 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 90 days of card generation
  • 4 complimentary Railway lounge visits per quarter
  • 4 complimentary domestic airport lounge visits per quarter
  • Buy one, get one offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month)
  • Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹300/month
  • Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
First Wealth
  • Lifetime free
  • 1X = 1 Reward point per ₹100 spent | 1 Reward point = ₹0.25
  • 10X Reward Points on incremental spends above ₹30,000 per month and spends done on your birthday
  • 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹30,000 per month
  • Best in class Forex mark-up of only 1.5%
  • Access to International and Domestic Airport lounges and spas
  • Interest-free cash withdrawal anywhere in the world Cash Advance Fee of only ₹250 per transaction
  • Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
  • 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 90 days of card generation
  • Buy one, get one offer on movie tickets up to ₹500 on Paytm mobile app (valid twice per month)
  • 4 complimentary Domestic & International airport lounge, spa visits per quarter
  • 2 complimentary Golf rounds per month