ICICI Platinum Credit Card


Credit Card

Annual Fees


Joining Fees


ICICI Bank Credit Card entitles you to earn PAYBACK Points on your transactions.ICICI Platinum Chip Credit Card is a lifetime free credit card, No joining fees, and Annual Fees.

  • PAYBACK Points for Gifts and Vouchers
  • Fuel Surcharge Waiver
  • Built-in Contactless Technology
  • Life-Time Free Credit Card
  • Earn 2 PAYBACK Points on every ₹ 100 spent for all retail purchases except fuel.
  • Get 1 PAYBACK Point on every ₹ 100 spent on utilities and insurance categories.
  • You can redeem your PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances, and more. With your ICICI Bank Credit Card and PAYBACK, shopping is truly rewarding.
Joining Fee Nill
Annual Fee Nill
Annual Interest 40.80% 
monthly Interest 3.40% 
Interest-free Period Up to 50 days
Fuel Surcharge 1% fuel surcharge waiver can be availed on fuel transactions of a maximum of ₹ 4,000 at HPCL pumps
Cash Advance Charges 2.50% on the advanced amount, subject to a minimum of ₹500
Over Limit Charges 2.50% on the over-limit amount (subject to a minimum of ₹550)
Foreign Currency Mark-up Mark-up of 3.50%
Late Payment Charges Between 100 and 1200
Redemption Handling Fee 25 to 99 RS