ICICI Platinum Credit Card


Credit Card

Annual Fees


Joining Fees


ICICI Bank Credit Card entitles you to earn PAYBACK Points on your transactions.ICICI Platinum Chip Credit Card is a lifetime free credit card, No joining fees, and Annual Fees.

  • PAYBACK Points for Gifts and Vouchers
  • Fuel Surcharge Waiver
  • Built-in Contactless Technology
  • Life-Time Free Credit Card
  • Earn 2 PAYBACK Points on every ₹ 100 spent for all retail purchases except fuel.
  • Get 1 PAYBACK Point on every ₹ 100 spent on utilities and insurance categories.
  • You can redeem your PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances, and more. With your ICICI Bank Credit Card and PAYBACK, shopping is truly rewarding.
  • You can avail of this card if you are more than 23 years old
Joining Fee Nill
Annual Fee Nill
Annual Interest 40.80% 
monthly Interest 3.40% 
Interest-free Period Up to 50 days
Fuel Surcharge 1% fuel surcharge waiver can be availed on fuel transactions of a maximum of ₹ 4,000 at HPCL pumps
Cash Advance Charges 2.50% on the advanced amount, subject to a minimum of ₹500
Over Limit Charges 2.50% on the over-limit amount (subject to a minimum of ₹550)
Foreign Currency Mark-up Mark-up of 3.50%
Late Payment Charges Between 100 and 1200
Redemption Handling Fee 25 to 99 RS