The Airtel Axis Bank Credit Card will provide customers with pre-approved instant loans and buy now, pay later offerings and reward them for paying Airtel services’ bills and making transactions on Airtel’s app

• 25%CASHBACKon Airtel recharges & Bill payments via Airtel Thanks App
• 10% Cashback Bigbasket,swiggy, Zomato
• 10% Cashback Electricity/ Water/ Gas bill payments via Airtel Thanks App
• 1% Cashback on all other spends
• Up to 20% off at partner restaurants
• 1% fuel surcharge waiver
• Domestic airport lounge access for 4 times/year
• Amazon voucher worth ₹500 on your first transaction

1. 25% Cashback Cap: Maximum Rs.300 per month
2. 10% Cashback Electricity/ Water/ Gas bill payments via Airtel Thanks App Cap : Maximum Rs.300 per month
3. 10% Cashback Bigbasket,swiggy, Zomato: total cashback is capped at Rs.500 per month across all merchants. 
4. Cashback earned for the purchases during the current billing cycle will be credited in the next billing cycle 3 days prior to the statement generation date i

Cashback shall not be eligible for following spends/transactions on the card,

o Fuel Spends o EMI transactions

o Purchases converted to EMI post facto

o Wallet loading transactions

o Purchase of Jewelry items

o Cash advances

o Payment of outstanding balances

o Payment of card fees and other card charges

o Rental Payments 

Fees & Charges

Joining Fee	500+GST
Annual fee	500 2nd year onward Annual fee waived off on annual spends greater than Rs. 2,00,000/-
Cash Withdrawal Fee	Min. Rs. 500 up to 2.5% of the cash withdrawal amount
Interest	3.6% per month (52.86% per annum)
Late payment fees	100-1000
Foreign currency transaction fee	3.50% of the transaction value
Over limit Fees	Min. Rs. 500 up to 2.5% of the over-limit amount